Our policies have the option to cover this if you are working online. In addition, working online brings additional exposure and we recommend that you also purchase the optional Cyber Liability coverage.

Our “claims made” professional liability covers you for the rendering or failure to render professional services, general liability is extended to cover claims for bodily injury, personal injury and property damage to others for which you are legally liable. General Liability insurance provides protection for PSW’s for non professional liability exposures associated with serving clients. For example, the liability for clients falling and being injured on whilst under your care and it also extends to include such coverage as libel, slander, wrongful eviction and defamation.

1. ) If I mistakenly neglect to remind a client to take their mediation and are held liable?
2. ) If I and preparing meals and accidently cause a fire in the client’s home?
3. ) If I lift or repositiaion a client and I am responsible for injuring them?

The answer is YES to all of the above.

If an individual activity does not appear in the list above and requires coverage, please provide full details of training, accreditation and course syllabus details. (Such activity will have to specifically agreed and approved by Insurers prior to cover being bound.)

No we cannot accept renewals over the phone. Each year you are required to update your renewal application. You then have the option of faxing/emailing or mailing us your professional liability renewal form.